Last Updated: December 2025
Introduction and Acceptance of Agreement
Welcome to OnlineCarsInsuranceQuote.com. By accessing, browsing, or using this website, you are acknowledging that you have read, understood, and agreed to be bound by these Terms and Conditions. We have written these terms to protect both you (the user) and us (the website owner), ensuring a safe and transparent environment for everyone.
If you do not agree with any part of these terms, you must discontinue the use of our website immediately. We know legal text can be dry, but please read this carefully. It governs your relationship with our platform and outlines what we can and cannot do for you regarding car insurance information.
Description of Service
OnlineCarsInsuranceQuote.com is an informational resource and a lead generation platform. We are not an insurance carrier, an insurance agency, or a broker. We do not underwrite insurance policies, process claims, or issue insurance binders.
Our role is simple. We provide educational content about car insurance and connect you with third-party insurance providers, agents, or aggregators who can offer you quotes. When you submit information on our site, you are asking us to refer you to these partners.
Eligibility and User Responsibilities
This website is intended for use by individuals who are at least 18 years old and capable of forming legally binding contracts. By using this site, you represent and warrant that you meet these age requirements.
You agree to use this site only for lawful purposes. You are prohibited from:
- Using any automated system, such as robots or spiders, to access our content.
- Attempting to interfere with the proper working of the website.
- Misrepresenting your identity or providing false information when requesting quotes.
Accuracy of Information
We strive to keep our content accurate, up-to-date, and helpful, adhering to high editorial standards. However, the insurance industry changes rapidly. Rates fluctuate, state laws are amended, and carrier policies evolve.
Therefore, we cannot guarantee that all information on OnlineCarsInsuranceQuote.com is perfectly accurate or complete at all times. The content is provided for general information purposes only. You should always verify specific details directly with the insurance provider before purchasing a policy. We are not responsible for any errors or omissions in the content provided.
Intellectual Property Rights
All content on this website, including text, graphics, logos, images, and software, is the property of OnlineCarsInsuranceQuote.com or its content suppliers and is protected by international copyright laws.
You may view and print pages from the website for your own personal, non-commercial use. However, you may not republish, sell, rent, or sub-license material from this website without our express written consent. In short: feel free to learn from our content, but please don’t steal it.
Third-Party Links and Affiliates
Our website contains links to third-party websites. These may include insurance carriers, quote comparison tools, or advertisers. We have no control over the content, privacy policies, or practices of any third-party sites.
When you click a link that takes you off OnlineCarsInsuranceQuote.com, our Terms and Conditions no longer apply. You acknowledge and agree that we are not responsible or liable for any damage or loss caused by your use of any third-party content, goods, or services. Always check the terms of the specific insurance company you are dealing with.
Limitation of Liability
This is a crucial section regarding the limits of our legal responsibility. To the fullest extent permitted by law, OnlineCarsInsuranceQuote.com, its owners, affiliates, and employees shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:
- Your use or inability to use the website.
- Any decision made or action taken by you in reliance on the content of this site.
- Any unauthorized access to or alteration of your data.
We provide the website on an “as is” and “as available” basis without any warranties of any kind, express or implied.
Indemnification
You agree to indemnify, defend, and hold harmless OnlineCarsInsuranceQuote.com and its affiliates from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your breach of these Terms and Conditions or your violation of any law or the rights of a third party.
Modifications to Terms
We reserve the right to change, modify, or revise these Terms and Conditions at any time. Any changes will be effective immediately upon posting to the website. Your continued use of the website following the posting of changes constitutes your acceptance of those changes. We encourage you to review this page periodically.
Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the jurisdiction in which the website owner is based, without regard to its conflict of law principles. Any legal action or proceeding related to this website shall be brought exclusively in a federal or state court of competent jurisdiction.
Contact Us
If you have any questions about these Terms and Conditions, please contact us via the contact form on our website. We value your feedback and are committed to making your experience on OnlineCarsInsuranceQuote.com as safe and helpful as possible.