Looking for pet insurance for older cats and dogs?

Are you looking for pet insurance for your older cat or dog? If so, you’ve probably already found out it isn’t an easy task.

Upper age limit

Most companies are happy to insure young pets, simply because they are less at risk of illnesses. The older your pet gets, the more veterinary care they will require, so the more they will cost in claims. That’s why some insurers decide not to insure older pets: it’s just not worth it for them as they are too exposed to paying claims while not receiving enough in premiums. Therefore, they impose what’s called an “upper age limit“: this is the age limit above which the company will not insure your pet.

Fortunately for pet owners, some pet insurers do offer cover for older cats and dogs and this needs to be praised. Pet insurance is not a regular financial product, it has a deep emotional feel attached to it: it’s about the health and happiness of your family members. As a pet owner and insurance customer, you obviously want claims to be paid but you also want to know that you pet is insured with a company that care as much as you do and does its bit towards pet welfare. And providing insurance for older pets just does that.

Compare pet insurance for older pets

The below pet insurance companies provide cover for older pets, regardless of their age. Buy online and benefit from discounts.

Provider	Max vet fees	Type of cover	Online discount	Pay vet direct	Excess from	More Info
	£5,000	12 month + per condition available	10%	Yes	£60
	£6,000	accident only + per condition available	-	No	£99 + 35% of claim
	£7,000	per condition + lifetime available	5%	Yes	£60
	£7,500	lifetime	10%	Yes	£75
	£7,500	12 month + per condition available	-	Yes	£75/£100 + 15%
	£6,000	12 month + per condition available	10%	Yes	£65 – fixed
	£6,000	lifetime	5%	Yes	£100
	£7,000	lifetime	5%	Yes	£70 + 20%

Online Cars Insurance Quote

Get a Full Coverage Auto Insurance