Ask The Expert: Dog insurance pre-existing conditions

This is the first in hopefully on long series of “Ask The Expert” posts. Kathryn contacted me a couple of days ago regarding pre-existing conditions in dog insurance.

If you too need help, you can contact me here. Speak soon.

Kathryn:

“Could you advise me if any insurance company will cover for a pre existing medical condition of colitis in a 7 year old dog.?”

Hi Kathryn,

Thank you for your question.

There isn’t at this moment in time any company that insures pre existing conditions.

I think that in the future some providers will provide cover for pre existing conditions but none of them have been brave enough to do so for now. I think they are missing a trick here.

Anyway, I would check with your vet what options they can recommend, especially if treatment is likely to be ongoing. They may have wellness plans or 0% loans to help you.

Let me know if you need anything else.

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