If my teen rips off my side view mirror while backing out of the garage, will my insurance cover the mirror?
There are a lot of variable in that situation. Is your teen on your driving policy? Do you have collision insurance? What is your deductible? If your teen isn’t on your insurance policy then the company certainly won’t pay for it and you could get into trouble. Collision insurance protects your vehicle when you get into an accident. While a minor accident, your teen has collided with an object. Also, the cost to repair your side mirror may not be that significant. Even if it costs $600, if you have a deductible of $500, the insurance will only pick up $100 and you may face a more than that in higher premiums because of the accident.
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