Free Auto Insurance Quotes: The Savvy Shopper’s Best Friend

Free Auto Insurance Quotes: The Savvy Shopper’s Best Friend

There are shoppers, and then there are shoppers. There are people who walk into a store with a list in hand, pick up the first item they see that will get the job done, and walk back out. Then there are shoppers that have to pick up everything in the store, check the price, make a list on their handy, dandy notebook, then whip out their PDA to see if it’s cheaper on eBay.

Can you guess which group is calling your name when you’re shopping for free auto insurance quotes?

Why You Want Free Auto Insurance Quotes

Save big on car insurance so you can spend your money on what really matters.

You’ve undoubtedly already heard the mantra of shoppers born in the Depression era: “Never accept a first offer.” That philosophy applies to car shopping, house shopping and yes, shopping for auto insurance quotes.

Nobody really wants to pay too much for their auto insurance, yet over 20% of the population does it every month. Why? Because they never bothered to haggle down the price. Without haggling, bartering and good old-fashioned coercion, you’re at the mercy of the insurance company. They can charge you whatever they want to charge you (within reason) and there’s nothing you can do about it.

Free auto insurance quotes give you the leverage you need to get the deal you deserve. Not only do they make it easier for you to compare the 50+ auto insurance companies floating around out there, by collecting free quotes you also get the pleasure of telling one company what the competition had to offer. In a perfect world, they’ll cut you a better deal on an insurance policy of equal or greater value (i.e. one that isn’t going to leave you holding a $5,000 bill after your claim is declined for insubstantial reasons) and you’ll walk away with hundreds of dollars in savings back where it belongs.

And collecting those auto insurance quotes won’t cost you a dime.

Why Businesses are Happy to Give You Free Auto Insurance Quotes

Colleges charge application fees. Appraisers charge appraisal fees. So why aren’t auto insurance companies slapping fees and taxes on their auto insurance quotes to “compensate them for their time”?

The answer is simple. With 50+ auto insurance companies going head to head for the same prospective pool of customers, insurers know they have to stay competitive. If they want you to choose them to insure your vehicle, they have to prove they’re better than Joe Schmoe Insurance three blocks down. The only way to do that is by proving they can give you the better deal.

Then there’s the matter of the growth of their customer base. Every insurer wants to swipe customers from their competitors by offering them a lower price on their insurance coverage. If you’re paying for your auto insurance quotes, how much shopping around are you honestly going to do? Right. Too much window shopping, and your bank account balance will be dipping into the negatives before you pay your first premium.

If you were paying for quotes you’d probably pick your top two or three and call it a day, never knowing if Number 4 or Number 5 was actually the best fit for your budget. By offering free auto insurance quotes companies are able to encourage healthy competition and bring customers directly to their door.

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